$form->{DUNNINGS} = [];
while (my $ref = $sth->fetchrow_hashref(NAME_lc)) {
- next if !$ref->{terms} || ($ref->{pastdue} < $ref->{terms});
+ next if ($ref->{pastdue} < $ref->{terms});
$ref->{interest} = $form->round_amount($ref->{interest}, 2);
push(@{ $form->{DUNNINGS} }, $ref);